Financial services is one of the world’s largest industries in terms of profitability, and Forbes’ 2023 list of the world’s richest people has the largest number of billionaires in finance and investing, accounting for nearly 15% of the entire list.

When investing in the financial sector, an investor invests money in companies whose commodity is also money. Their widespread use explains the constant relevance and prospects of this industry, because almost all other sectors depend on it.

Direct investment of funds in companies belonging to the financial sector of the country or individual projects, as a rule, in contrast to portfolio investments, provides for obtaining a share in such companies or the right to participate in business management.

Other options for cooperation are also possible, for example, providing an investment loan or entering into the authorized capital of a company.

One of the trending areas for investment in recent years is FinTech — technological solutions aimed at improving financial services for the mass consumer, including processes, software products and business models. Fintech provides an alternative to classic banks, insurance and other companies and their service methods, developing and delivering their services and products to both end clients and businesses. The development of fintech was given impetus by the COVID-19 pandemic, when online financial products began to be in even greater demand than before.

Why do we invest in this sector?
Generally speaking, the financial sector is considered a reliable investment option that provides stable long-term returns. Over the past 20 years, financial sector income has grown faster than the country’s economy as a whole.

Who do we cooperate with?
We support the development and growth of financial services in the financial markets of economically developing countries by investing in a wide range of financial institutions and partners such as:
Non-banking financial services: including leasing companies, infrastructure finance, mortgage companies and microfinance institutions;
Fintech and market infrastructure: including payment systems, companies developing products and services using digital cryptocurrencies such as Bitcoin, stock exchanges and financial institutions;
Banks: including commercial banks and microfinance banks.

Our strategic focus
Investing to develop capital markets to unlock further funding over the long term
Working with financial intermediaries to reach SMEs
Supporting specialized financial service providers to meet people’s ‘basic needs’
Investing to harness the transformative power of digital financial services

You can learn more about how and why we invest in financial services by contacting our finance department.